Best Personal Finance Apps in india

Best Finance Mobile Application in India in 2024

Best Finance Mobile Application in India in 2024

In the era of digital investment and banking, managing personal finances has become more accessible and efficient than ever. With many finance mobile applications available for iPhone and Android users, tracking your finances, investing, and budgeting can be done at your fingertips. 

In this article, we will explore the best finance mobile applications, each offering a unique set of features tailored to your personal and financial needs.

Top 7 Best Finance Mobile Apps In India

ET Money, best Finance Mobile Application

ET Money is one of the most sophisticated personal finance mobile applications available. With its latest cutting-edge technologies, you can choose from many mutual fund strategies. The app is free of cost and will not charge you any additional fees for the services they used to provide. You can use this tool to invest immediately in mutual funds and NPS, pension schemes, fixed deposits, RD, etc. Users can effortlessly maintain a record of their expenses and invoices when saving money on taxes! Your credit rating will be computed for free and always available to you. Users can also apply for a new loan using this app.

Wally: AI Personal Finance

Wally is an effective app mainly built to track and centralize accounts and then help you understand, manage, and improve your finances. Using the free app, you can set a budget that suits your needs, record expenses by simply taking a photo of your receipt, budget by the category daily, and track your progress on how you spent and saved over the long run.

If you’re looking for a finance mobile application to help you create your personal expense report and encourage you to improve your finances, Wally could be the best app for you.

Money Manager

Money Manager is one of the most effective budget and expense management apps for Android. It provides features like expense tracking, budgeting review, financial planning, and the option to easily manage all of your personal assets. The finance mobile application can show all of your data for various periods, including daily, weekly, and monthly.

You can directly record all your spending, whether those transactions are personal or related to your business. Humans can easily understand graphical representations of data. Hence, Money Manager shows both your budget and expenses with the help of different graphs, such as pie charts, bar graphs, etc., which can help you make quick financial decisions. The finance mobile application even allows you to manage expenses with your PC.

Monefy Personal Financial Management  

Monefy is a finance mobile application that makes financial tracking and money management easy. This application is designed to provide a better way to track each of your expenses, no matter which operating system you use. Even if you use a tablet or phone, you can sync all the data between different devices with the help of a cloud integration like OneDrive, Google Drive, or Dropbox.

Monefy is a personal finance application that gives you the absolute freedom to personalize the app the way you want it to be. When you install it on your device, the application will help you auto-generate categories to help you get started without offering much effort. Moreover, you are allowed to change currency, create a new set of categories, or modify the existing ones. You are then free to begin recording both your income and expenses.

Clarity Money

Clarity Money is a practical finance mobile application that utilizes machine learning to analyze finances and provide insights to empower smarter and better financial decisions. This app helps you organize your bills and track your budget, savings, debt, spending, and investment accounts. It also lets users save automatically with their Marcus Online Savings Account.

Apart from that, if you are one of those who have been hooked on today’s subscription-based living, Clarity Money can help you monitor those subscriptions and cancel them when you no longer require them.

Groww

Groww was founded by ex-Flipkart employees in the year 2016 and has its headquarters in Bangalore. Groww app is an excellent mobile finance application for investing in mutual funds, fixed deposits, recurring deposits, and stocks. It categorizes plans based on investor demands, such as tax savings investments, high-return savings, investments that beat FDs, and SIPs with a minimum commitment of ₹500 and much more. You can also use the application to invest directly in equities and gold. The finance mobile application is developed in real-time to provide real-time market updates at every point in time. Groww allows you to make an application for IPOs with the help of a single click.

Walnut – All Indian Banks Money Manager App

Walnut is a finance mobile application that automates and secures the tracking of your monthly expenses. With the help of this Walnut Finance mobile application, you can stay within your timeline budget, pay your bills on time, and save more money each month.

The Walnut Money Manager app can help you figure out how much you spend and how much you save on a month-on-month basis. The Walnut app analyses your phone’s SMS inbox and tracks valuable information such as bills, bookings, hotel management, expenses, etc.

Apart from that, eligible users are offered personal loans and the ‘Walnut Prime benefit, which is an instant line of credit for travel, bill payments, e-commerce shopping, and much more.

The Walnut Money Manager app also offers personal loans with interest rates ranging from 14% to 22% per annum and terms ranging from 24 to 72 months.

Key takeaway

Each of these finance mobile applications provides unique features that help in effectively managing your finances. Whether you want to budget, invest, or save, or simply better understand your financial situation, these applications provide a wide range of solutions that will meet your needs.

Leave a Comment

Your email address will not be published. Required fields are marked *

Scroll to Top

We help you with the Perfect Package!

You've to just help us with a few details about your requirements...

Scan This QR Code

Virtual Business Card - Vivek Bhat

Point your camera towards the above code

Graphic design
Company Formation Services

Setup Your Company in 7 Days!

Entire Process Online, Speak to our Experts...

Starting from Name Approval to Company Incorporation in most secured & quick way with Actax India. Help with some details to get started.

Schedule A Call With Experts!

Discuss your requirements with us & kickstart your business!